Understanding the Low Income Home Energy Assistance Program (LIHEAP)
The Low Income Home Energy Assistance Program, or LIHEAP, is a federally funded program designed to assist low-income households with their energy and utility bills. Established in 1981, this program assists households with meeting their financial obligations for heating or cooling, and providing support for weatherizing their homes to reduce energy costs. The program has […]
What is the National Alliance to End Homelessness?
The National Alliance to End Homelessness (NAEH) is a national non-profit organization in the United States that works to prevent and end homelessness in America. It was established in 1984 as the National Coalition for the Homeless, and took its current form in 2002. The NAEH focuses on promoting public and private initiatives to build […]
Government Auctions: How You Can Save
Government auctions are a great way to get great deals on goods and services. Whether you’re looking for a car, furniture, jewelry, electronics, or even a house, government auctions offer a great way to save money and get exactly what you need. In this article, we’ll explain the basics of government auctions, and how they […]
How to Sell All Your Old Clutter Online
In an age where digital technology is taking over the traditional physical shopping experience, there is no shortage of ways to easily and quickly sell your old clutter online. From using online platforms like eBay and Craigslist to setting up online storefronts like Etsy and Amazon, the possibilities are seemingly endless. Selling your old clutter […]
Head Start Programs: Local Support to Families
The Head Start Program is a national, community-based program designed to empower low-income families and children with the resources and opportunities needed for educational success. Founded in 1965, Head Start helps to develop the social, emotional, health, and cognitive skills necessary for children to achieve their full potential, as well as providing strong parental engagement […]
What are Some Helpful Government Loans
Government loans are an important resource for many Americans in need of financial assistance. Government loans offer a variety of benefits, including low-interest rates, flexible repayment plans, and access to credit that may not be available through other loan sources. Government loans can be helpful for a variety of purposes, including buying a home, paying […]
Can’t Pay Rent? Here’s What You Do
The global pandemic has caused an unprecedented wave of financial crises, as many people have been laid off or suspended from their jobs and now struggle to meet rent payments. With rent being one of the most significant financial burdens, late and missed payments can cause severe financial stress and disrupt a tenant’s life, potentially […]
Pros and Cons of 1099 vs W2 Workers for Businesses
The debate over 1099 vs W2 workers for businesses is one that has been raging for some time. While both types of workers provide value, there are pros and cons to each that should be taken into consideration before making a decision. This article will detail the advantages and disadvantages of 1099 and W2 workers, […]
Debt Consolidation vs Credit Repair: Should You Pay Off Debt or Not?
We have all gone through financial difficulties at some point in our lives, and we might have resorted to incurring debts in order to cope with it. But now, you find yourself in a situation where you are overwhelmed with debt and can no longer keep up with all the payments. What do you do? […]
Credit Repair for Low Income Families: Tips for Improving Your Report History
Credit repair for low income families is a critical issue for today’s society. Poor credit scores, whether as a result of missed payments, too much credit allow debt, or simply a lack of knowledge of how the system works, can prevent financial freedom and growth. These negative financial outcomes can turn into long-term repercussions that […]
