Refinancing When Home Value Decreases: Everything Homeowners Need to Know
Refinancing, or taking out a new loan to pay off an existing one, is a common strategy used by homeowners when they want to secure a better rate or reduce the amount of interest they pay on their loan. With the rise in home values that has been witnessed over the past few years, many […]
Best Side Hustles for Introverts: Stress-Free Jobs to Earn Extra Money
In today’s world, where the cost of living is high, it’s becoming increasingly necessary to look for extra income to supplement your usual income through a side hustle. If you’re anything like the millions of American struggling to make a living, it may be time to consider taking on a side job on top of […]
How to Become a Millionaire in 10 Years: Investing, Saving, & Earning Tips
The thought of becoming a millionaire in 10 years often seems like an impossible dream; however, with consistency, discipline, and a strong belief in oneself, reaching this financial milestone is within reach. Becoming a millionaire in 10 years is achievable through a combination of smart habits practiced daily such as investing, saving, and earning more […]
What is the Inflation Reduction Act?
The Inflation Reduction Act (IRA) is a measure enacted by the United States federal government in 1991 designed to reduce inflation in the economy. By reducing the amount of money flowing into the economy through taxes, the IRA was designed to create economic stability and limit the growth of inflation. The IRA’s provisions generally focus […]
What’s on the HUD Home Store?
The HUD Home Store is a national web-based platform designed to provide the public with easy access to information about HUD-owned homes and other housing opportunities. Administration of the HUD Home Store is under the authority of the U.S. Department of Housing and Urban Development, or HUD. Several online resources, such as HUD Homes for […]
Understanding the Affordable Connectivity Program
The Affordable Connectivity Program (ACP) is a federal communications program created by the FCC to bring better, faster, and cheaper internet access to underserved and low-income households in the United States. The program was created as a response to the “digital divide,” which serves as a major impediment to a range of opportunities in the […]
Different Food Assistance Programs
Food assistance programs are government-funded initiatives designed to support individuals and their families in obtaining basic nutritional needs. The purpose of these programs is to provide recipients with access to healthy and nutritious food and groceries at a lower cost than they would have to pay otherwise. In recent years, the need for food assistance […]
Nearly 58 Million in Tax Refunds: Average Payment of $3,263
Every year, a large number of individuals throughout the United States take advantage of the Internal Revenue Service’s (IRS) tax return system. The system provides individuals with the ability to get a tax refund based on the amount they were over-taxed. According to the IRS, as of April 27, 2018, nearly 58 million taxpayers have […]
Eligibility for Housing Choice Vouchers
The idea of having a home that’s free from poverty and homelessness is one that many people can only dream of. For those who can’t afford housing on their own, there is a great way to get help through housing choice vouchers. This article will focus on the eligibility requirements for these voucher programs, as […]
How to Fix Your Credit
If you’ve been struggling with poor credit, it’s important to know that you’re not alone. Millions of Americans are in the same boat and are struggling to make ends meet due to their poor credit. Fortunately, there is a way out! There are steps that you can take to fix your credit and start rebuilding […]
