The Importance of a Housing Counselor and How to Find One

Female social counselor, health center worker, meets middle-aged woman

A housing counselor is a trained professional who helps people in navigating the complex process of buying, selling, or renting a home. They also offer advice and guidance for avoiding foreclosure, acquiring subsidized housing, applying for loans, and other housing related matters. While a housing counselor may be consulted for counseling and advice, they also […]

Credit Repair vs Credit Counseling: Which Method is Best for You?

Having difficulty managing your credit score? It can be an overwhelming and frustrating experience to try to fix it on your own. Fortunately, there are now two viable solutions that can help you get back on track: credit repair and credit counseling. But which method is best for you? In the following article, we’ll take […]

5 Foods for Focus and Motivation

Assorted nuts and seeds from above

When it comes to focus and motivation, many of us struggle to maintain the necessary attention span or level of productivity for our goals. Unfortunately, many of us fall short and can feel overwhelmed, fatigued, and often defeated. However, just like the human body needs fuel to perform physical tasks, our minds also need the […]

What is 211.Org

211.Org is a non-profit organization that is dedicated to connecting individuals and families in need with the services they need. This organization was created in 1992 and has become a powerhouse in connecting individuals and families with resources to support and empower them. There is no cost to use the service and 211.Org serves over […]

Tips To Better Manage Your Mortgage

Mortgage home loan flat lay

Mortgages are an important part of life. They offer us a way to purchase the home of our dreams and establish financial stability. The key to success when it comes to mortgages is often the ability to properly manage them. This article will provide tips on how to better manage your mortgage. We will discuss […]

Social Security Disability Insurance: Benefits, How to Apply, and More

Social Security Disability Insurance (SSDI) is a program administered through the Social Security Administration, providing a needed financial lifeline to people with a permanent or long-term physical or mental disability. The program is funded through payroll taxes, and through SSDI, qualifying individuals can receive benefits in the form of monthly payments–which can be counted on […]

Trade Jobs that Can Make 6 Figures

He is skilled at his trade!

When it comes to well-paying jobs, people often think of highly-skilled occupations that require an advanced degree. However, there are a number of trade jobs that can earn a worker a six-figure salary. From plumbers to aircraft mechanics, there are a variety of well-paid trade jobs across sectors and industries. With an appropriate education, a […]

How to Handle a Recession When You’re Low-Income

Whether it’s a recession in the United States or a global economic crisis, being low-income can be a daunting prospect during an economic downturn. Low-income individuals and families may face increased financial constraints and decreased job opportunities, and they may worry that they won’t have the resources they need to sustain their quality of life. […]

Your Guide to Clinical Trials

Clinical trial

Clinical trials are a critical step in the development of new treatments, drugs, and therapies. They are the only way to prove a treatment is safe and effective, and they are an essential part of the medication approval process. Without clinical trials, treatments could not be approved for mass use or sale. For those interested […]

Which Carriers Can Give You a Free Phone?

Getting a free phone is a great way to save money and stay connected. Unfortunately, free phones are not always easy to come by. Many carriers are known to offer free phones, but a few stand out as having particularly noteworthy offers. In this article, we will look at the four major U.S. mobile carriers […]