13 Reasons Why I’m Broke – And How To Solve Those Financial Troubles For Good!
Financial troubles can plague anyone’s life, regardless of age, background or income level. Common problems include not having enough money to pay bills on time, being unable to save for the future or dealing with debt. While there isn’t a one-size-fits-all answer to solving everyone’s financial troubles, there are steps that can be taken in […]
Is it Illegal to Use a Business Credit Card for Personal Use?
Using a business credit card for personal use is a gray area when it comes to the law and legality. On the one hand, the business credit card is issued in the company’s name and comes with the company’s logo, thus providing a financial service to the business itself. On the other hand, the cardholder […]
What to Bring When Buying a Car
Purchasing a car is an important decision. It requires time and research in order to get the perfect car for your needs and lifestyle. When it comes to buying a car, it is important to bring the right items and have an adequate checklist to ensure you have addressed all the important aspects. With such […]
I’m Drowning In Debt – What Should I Do?
Debt can be a paralyzing financial burden and it can take a toll on our mental and emotional wellness. When debt starts to pile up and you feel like you’re drowning, there are a few steps you can take to get back on track. The first is to identify what type of debt you’re working […]
How Long Does a Balance Transfer Take
A balance transfer is a financial transaction that moves an existing credit card balance from one source to another. This might involve a credit card from one lender to another, a financial institution such as a bank or a lender such as a non-profit service provider. Balance transfers are a popular way to pay down […]
OTC Drug Card: Benefits, Saving Opportunities, and More!
The use of over-the-counter (OTC) drugs to treat common ailments is a growing trend. OTC drugs are treatments not requiring a doctor’s prescription, such as pain relievers, antihistamines, and cold/flu remedies. As the cost of prescription drugs continues to increase, many consumers are turning to OTC drugs for relief. One way to save money on […]
An Affordable Housing Resource
As housing prices continue to climb, the need for affordable housing has become increasingly important. The concept of affordable housing is not a new one, but it has taken on a new urgency in recent years. In traditional housing models, affordable housing was often provided through government subsidies and programs, but today these mechanisms often […]
Credit Repair vs Debt Consolidation
Credit repair and debt consolidation are two financial strategies that many people use to manage their finances. While both options can help manage debt and make it easier for individuals to get out of financial trouble, there are differences between credit repair and debt consolidation. So, which option is the best for people looking to […]
Are Credit Repair Companies Legal?
Credit repair companies have become increasingly popular in recent years. They advertise their services as a way to help individuals improve their credit scores, repair their credit histories and make better financial decisions. On the surface, this seems like a great way to obtain financial assistance. However, it is important to understand the legal implications […]
Understanding FAFSA
The Free Application for Federal Student Aid, or FAFSA, is an important form for any student or family considering college. It is a way for students to acquire student financial aid from the federal government, including grants, work-study, and loans for college. Understanding the FAFSA is essential for accessing the financial resources that are necessary […]